How to Get a South Carolina State Insurance License
This should be some helpful information to walk you through the state-specific items for South Carolina.
South Carolina Department of Insurance | Testing Provider (PSI) |
(803) 737-6095 | (800) 733-9267 |
www.doi.sc.gov | http://www.psiexams.com |
1. Schedule fingerprinting (Which includes background check)
Fingerprinting allows the SDCOI to complete a statewide criminal background check with SLED and a national criminal background check with the FBI. Additionally, once finerprint records are on file, new criminal charges for licensed insurance producers are automatically reported to the SCDOI.
Producers may schedule fingerprint appointments online using the following steps:
- Go to www.IdentoGo.com
- Under Search for services by state, select “South Caroline” the “Go”
- Click on “State Fingerprinting”
- Under “For New Appointments” click on “Schedule a New Appointment”
- In the drop-down box, select “SC920124Z-DOI Producer Licensing/Renewal” and click “Go”
- Enter your Zip Code.
- Choose the location and date you want, select “Click to Schedule” and choose the time of your appointment
- On the remaining screens, complete the fields as requested to schedule and pay for the fingerprints (the fingerprinting fee is $50.50 per agent)
- Be sure to keep your IdentoGo receipt once you are fingerprinted.
2. Schedule and Pass the Licensing Exam
Making Exam Reservations
An exam fee must be paid at the time of reservation by credit card, debit card, voucher or electronic check. You can make a reservation through the following methods:
- Online: www.psiexams.com
- Phone: (800) 733-9267
- Fax completed Registration Form to (702) 932-2666 and call PSI after 4 business days.
- Mail completed Registration Form and appropriate exam fee to PSI Services LLC, ATTN: Examination Registration SC INS, 3210 E Tropicana * Las Vegas, NV * 89121. After 2 weeks, call PSI to schedule the exam at (800) 733-9267.
What to Bring
Two forms of current signature identification:
- A primary ID (photograph and signature, not expired) such as a Driver’s License or Passport
- A secondary ID (signature, not expired) such as a Debit or Credit card
Exam Procedures
- Report to the test center 30 minutes before the exam to sign in and verify identification.
- No talking or any other form of communication among candidates is permitted in the exam area.
- Children, cell phones, calculators, pagers, cameras, programmable electronic devices and recording devices of any kind are NOT allowed.
- No smoking, eating, or drinking will be allowed at the exam site.
- Dictionaries, books, papers, or study and reference materials are NOT permitted.
- You may not exit the building during the exam.
- Copying or communicating exam content is a violation of PSI security policy and Section 1681.5 of the CIC. Either may result in the disqualification of exam results and lead to legal action and prosecution.
PSI exam sites have additional procedures:
- You will have your picture taken prior to admittance into the exam.
- You may not wear a jacket, coat or any type of hooded clothing into the exam room. Sweaters that do not have pockets are allowed.
- You may not bring a purse or backpack into the exam room.
- You will be asked to put these items in your vehicle. PSI only provides accordion type folders for any items. These folders are left in the lobby and PSI is not responsible for the security of those items.
- You may not wear a wristwatch into the exam room and you will be asked to empty your pockets.
Exam Format
- Each major line exam is given in a multiple-choice format.
- The exam consists of two parts:
- The general section deals with basic insurance product knowledge
- The state section deals with insurance laws, rules, and regulations, and practices that are unique to South Carolina
- Each exam contains “pretest” questions that are mixed in with the scored questions and are not identified. Pretest questions may not be covered in your educational materials and do not affect your final score!
- The passing score required on each exam is 70%.
- When you complete the exam, you will receive a score report marked “pass or fail”.
- If you pass, you will immediately receive a successful notification and performance summary on an exam results letter.
- If you do not pass, you will immediately receive an unsuccessful exam results letter along with a diagnostic report indicating your strengths and weaknesses by exam portion.
- When you complete the exam, you will receive a score report marked “pass or fail”.
South Carolina Exam Information | |||
Exam Code | Exam Name/License Type/Class | Exam Time | Total Questions |
19-01 | Life Insurance Producer | 2 hrs | 100 |
19-03 | Life, Accident and Health Insurance Producer | 2 hrs 30 min | 150 |
3. Apply for a License
Apply for your license by completing an application at www.nipr.com.